RATED

EXCELLENT
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Based on 93 reviews
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Martin Oluigbo profile picture
Martin Oluigbo
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Absolutely outstanding service from Kaan at Apply Mortgages. Kaan has been fantastic from start to finish and I genuinely couldn’t recommend him highly enough. He helped us secure our mortgage and additional borrowing, and made what could have been a complicated and stressful process feel incredibly straightforward and easy. What really stood out was how approachable and knowledgeable Kaan was throughout. He took the time to explain everything clearly, answered all of our questions, kept us updated at every stage and made sure we understood exactly what was happening before moving forward. He went above and beyond to make sure everything was handled properly and efficiently, and we always felt that we were in safe hands. His communication was excellent and nothing ever felt like too much trouble. If you’re looking for a mortgage broker, I honestly wouldn’t hesitate to recommend Kaan and Apply Mortgages. The level of service we received was exceptional, and we are extremely grateful for all his help in getting our mortgage and additional lending sorted. Thank you Kaan for all your hard work — absolutely brilliant service from beginning to end!
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Huw O'Leary profile picture
Huw O'Leary
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We couldn’t recommend Apply Mortgages highly enough, and in particular, Kaan. From the very beginning, Kaan has been incredibly supportive and guided us through the entire process with genuine care. He’s been exceptionally responsive and available whenever we needed him, always providing clear information and answers almost immediately. What really stood out was his ability to understand our situation and find a mortgage product that worked brilliantly for us — including an option we simply wouldn’t have been able to access ourselves. Kaan is incredibly knowledgeable, but what makes him truly exceptional is that he’s also human, approachable and genuinely invested in helping his clients. We always felt listened to, supported and in very safe hands. A huge thank you to Kaan and the entire Apply Mortgages team for making what could have been a stressful process feel so much easier. We’ll be recommending Kaan and the team 1000% to anyone looking to purchase a property or remortgage. If you’re considering using a mortgage broker, look no further!
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Cansu Yirik profile picture
Cansu Yirik
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We had an outstanding experience working with Kaan at Apply Mortgages. From start to finish, Kaan was professional, knowledgeable, and incredibly supportive throughout the entire mortgage process.Kaan genuinely went above and beyond to secure the best outcome for us, and his dedication, expertise, and attention to detail were evident throughout. We couldn’t have asked for a better service. We highly recommend Kaan and Apply Mortgages to anyone looking for a trustworthy, responsive, and highly skilled mortgage adviser. Thank you for making the whole process such a positive experience. Will continue to recommend him to friends and family. 🙏🙏🙏🙏 From: Cansu and Ibrahim
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Ish Ali profile picture
Ish Ali
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A 10/10 experience using Apply Mortgages. From start to finish, Kaan was incredibly professional, patient, and supportive, always taking the time to explain things clearly and guide us through each stage of the process. Our case involved a few complexities along the way, but Kaan handled everything with confidence and professionalism, helping us navigate challenges smoothly and ensuring we always felt informed and reassured. His attention to detail and commitment to finding the right solution truly stood out. We genuinely felt that he had our best interests at heart throughout. We’re extremely grateful for all the hard work and would highly recommend Kaan and the firm to anyone looking for a mortgage broker.
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Jonah A Ross profile picture
Jonah A Ross
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From now on, this is the only company we will be discussing our mortgage options with. They are extremely professional and provide outstanding support whenever needed, with instant and reliable responses throughout the process.
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Sahuda Kunda profile picture
Sahuda Kunda
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I had a great experience working with Kaan as my mortgage advisor. He was extremely efficient, always replied quickly, and guided me through every step with patience and professionalism. His expertise made the whole process much easier. I would definitely recommend him to anyone looking for a reliable mortgage advisor.
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Sharbelina Tzouvanni profile picture
Sharbelina Tzouvanni
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Kaan was great! He broke things down for me in laymen’s terms, which I really needed! He gave me options and tailored them to my specific needs when shopping for my mortgage renewal. Would definitely recommend his services!
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Abby Funnell profile picture
Abby Funnell
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I have worked with Kaan for quite a few years in a professional sense and have always found him to be exceptional. I have just used him for my personal case, and found him extremely knowledgeable, responsive and offered a very quick service from mortgage in principle to offer. I would highly recommend Kaan and his team to anyone looking to get a mortgage etc- my partner and I felt completely supported throughout the whole process. Thanks again!
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Chris Constantinou profile picture
Chris Constantinou
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I had an excellent experience working with Kaan as my mortgage broker. I highly recommend them to anyone looking for a reliable and trustworthy mortgage broker.
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Phanos Chambi profile picture
Phanos Chambi
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Apply Mortgages... What can i say... Excellent!!! From start to finish, they have been amazing, especially Kaan. Responsive, efficient and knowledgeable. These guys came highly recommended and will continue to recommend to everyone i know. Thanks guys !!


5-Star Rated Mortgage Broker5-Star Rated Mortgage Broker
Whole of Market Access Mortgage BrokerIndependent, Whole of Market Access
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First Time Buyer Mortgages

FIRST TIME BUYER MORTGAGES

Your Gateway to Home Ownership

Embarking on your journey to homeownership is an exciting milestone. At Apply Mortgages, we're specialists in guiding first-time buyers through the often complex world of mortgages, helping you secure the keys to your first home with confidence.

Why Choose Apply Mortgages for Your First Home Purchase?

  • Expert Guidance: Our seasoned advisers demystify the mortgage process, explaining each step in clear, jargon-free language.
  • Tailored Solutions: We understand that every first-time buyer's situation is unique, and we're committed to finding the right mortgage for your specific needs.
  • Access to Exclusive Deals: As independent advisers, we have access to a wide range of lenders, including those offering specialised first-time buyer products.
  • Support Throughout the Process: From your initial enquiry to completion, we're here to answer your questions and provide unwavering support.

 

 

UNDERSTANDING FIRST TIME BUYER MORTGAGES

As a first-time buyer, you may be eligible for specific mortgage products and government schemes designed to help you onto the property ladder. These can include:

  • New Build Deposit Contribution Incentives
  • Shared Ownership schemes
  • 95% Mortgages
  • First Homes Scheme
  • Up to 5.5x Income from Select Lenders

Our expert advisers will explain these options in detail, helping you understand which might be most suitable for your circumstances.

Mortgages for First Time Buyers
First Time Buyer Mortgage Specialists

THE FIRST TIME BUYER JOURNEY WITH APPLY MORTGAGES

At Apply Mortgages, we're committed to making your re-mortgage journey as smooth and beneficial as possible. Our expert advisers are here to answer your questions and provide personalised guidance every step of the way.

  • Initial Consultation: We'll discuss your financial situation, aspirations, and concerns to get a clear picture of your needs.
  • Affordability Assessment: We'll help you understand how much you can borrow and what your monthly repayments might look like.
  • Deposit Discussion: We'll explore your deposit options and advise on any schemes that could boost your buying power.
  • Product Selection: We'll search the market for the most suitable mortgage products, explaining the pros and cons of each option.
  • Application Support: Once you've chosen a mortgage, we'll guide you through the application process, ensuring all documentation is correctly prepared and submitted.
  • Ongoing Guidance: We'll be on hand to answer any questions and provide support right up until you collect the keys to your new home.

What You'll Need

To start your mortgage journey, you'll typically need:

  • Proof of identity and address
  • Evidence of income (payslips, tax returns for self-employed)
  • Bank statements
  • Details of any existing debts or financial commitments

Don't worry if you're unsure about any of these – we're here to guide you through every step.

Ready to Take Your First Step on the Property Ladder?

At Apply Mortgages, we're passionate about helping first-time buyers achieve their dreams of homeownership. Our expert team is ready to provide the personalised advice and support you need to navigate the mortgage market with confidence.

Contact Apply Mortgages today for a no-obligation consultation. Let's start your journey to homeownership together.

First Time Buyer Mortgage FAQ's

Disclaimer: a mortgage is secured against your home. Your property may be at risk and repossessed if you are not able to keep up with the repayments on your mortgage or any other debt secured on the property. Mortgage deals may not be available and lending is strictly subject to individual circumstances and status.

Independent Mortgage Solutions Provider

Serving property owners in and around London and the South-East

GET IN TOUCH WITH APPLY MORTGAGES

Have a question related to mortgages? Just fill in the quick form and one of our advisors will get back to you...

CONTACT

Telephone: 0208 529 4545
Email: [email protected]

OUR OFFICE

Meridian House
62 Station Road
Chingford, London
E4 7BA

HOURS

Monday: 9:00 AM - 6:00 PM
Tuesday: 9:00 AM - 6:00 PM
Wednesday: 9:00 AM - 6:00 PM
Thursday: 9:00 AM - 6:00 PM
Friday: 9:00 AM - 6:00 PM
Saturday: 10:00 AM - 2:00 PM
Sunday: CLOSED

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