First Time Buyer Mortgages
Apply Mortgages
Your Specialist London Mortgage Broker
RATED
ExcellentBased on 61 reviews
Trustindex verifies that the original source of the review is Google.
Lps jumpy Productions 2I have been using Kaan and Ayshe from Apply mortgages for a number of years now and wouldn’t go anywhere else, would highly recommend.Trustindex verifies that the original source of the review is Google.
Paul BrennanTrustindex verifies that the original source of the review is Google.
Emine AktuGreat advice & service from Kaan. Would recommend Kaan & use him again in the future.Trustindex verifies that the original source of the review is Google.
YilHighly recommend Apply Mortgages. Kaan was amazing from start to finish, keeping me updated throughout the whole process and making me feel comfortable and trusted. He was very helpful, providing information and even assisting with filling out the forms. Many ThanksTrustindex verifies that the original source of the review is Google.
Charlie ChristouTop service from Kaan can’t fault him, helped with all our concerns and worries. Definitely recommend to anyone looking for a broker that has your interest as number one priority.Trustindex verifies that the original source of the review is Google.
Eren BuruncukVery professional and helped us secure our first house. Kaan was very approachable, friendly and professional . Thanks Guys. I would highly recommend using Apply mortgages .Trustindex verifies that the original source of the review is Google.
Angela JonesKaan did a fantastic job securing a new mortgage for us in a very short time period, just before another rate rise. His advice was very clear and he was extremely professional, knowledgable and responsive. Thank you, Kaan!Trustindex verifies that the original source of the review is Google.
Taylor ApplebyKaan has been a great help every step of the way in securing our mortgage. everything was clear and transparent from Day 1 with him being answering any questions we had at any time. Would highly recommend.Trustindex verifies that the original source of the review is Google.
zoe wilkinsHighly recommend Apply Mortgages. Kaan was amazing from start to finish, he kept us updated throughout the whole process and made us feel really comfortable and ease as first time buyers. Thank you!!!Trustindex verifies that the original source of the review is Google.
AydinMy experience was great and I have been well informed about the progress of my remortgage. It has been a hassle free process with updates along the way. Great experience and great customer service from Kaan. Thank you for arranging everything.
5-Star Rated Mortgage Broker
Independent, Whole of Market Access
Bespoke Service and Solutions
FIRST TIME BUYER MORTGAGES
Your Gateway to Home Ownership
Embarking on your journey to homeownership is an exciting milestone. At Apply Mortgages, we're specialists in guiding first-time buyers through the often complex world of mortgages, helping you secure the keys to your first home with confidence.
Why Choose Apply Mortgages for Your First Home Purchase?
- Expert Guidance: Our seasoned advisers demystify the mortgage process, explaining each step in clear, jargon-free language.
- Tailored Solutions: We understand that every first-time buyer's situation is unique, and we're committed to finding the right mortgage for your specific needs.
- Access to Exclusive Deals: As independent advisers, we have access to a wide range of lenders, including those offering specialised first-time buyer products.
- Support Throughout the Process: From your initial enquiry to completion, we're here to answer your questions and provide unwavering support.
UNDERSTANDING FIRST TIME BUYER MORTGAGES
As a first-time buyer, you may be eligible for specific mortgage products and government schemes designed to help you onto the property ladder. These can include:
- New Build Deposit Contribution Incentives
- Shared Ownership schemes
- 95% Mortgages
- First Homes Scheme
- Up to 5.5x Income from Select Lenders
Our expert advisers will explain these options in detail, helping you understand which might be most suitable for your circumstances.
THE FIRST TIME BUYER JOURNEY WITH APPLY MORTGAGES
At Apply Mortgages, we're committed to making your re-mortgage journey as smooth and beneficial as possible. Our expert advisers are here to answer your questions and provide personalised guidance every step of the way.
- Initial Consultation: We'll discuss your financial situation, aspirations, and concerns to get a clear picture of your needs.
- Affordability Assessment: We'll help you understand how much you can borrow and what your monthly repayments might look like.
- Deposit Discussion: We'll explore your deposit options and advise on any schemes that could boost your buying power.
- Product Selection: We'll search the market for the most suitable mortgage products, explaining the pros and cons of each option.
- Application Support: Once you've chosen a mortgage, we'll guide you through the application process, ensuring all documentation is correctly prepared and submitted.
- Ongoing Guidance: We'll be on hand to answer any questions and provide support right up until you collect the keys to your new home.
What You'll Need
To start your mortgage journey, you'll typically need:
- Proof of identity and address
- Evidence of income (payslips, tax returns for self-employed)
- Bank statements
- Details of any existing debts or financial commitments
Don't worry if you're unsure about any of these – we're here to guide you through every step.
Ready to Take Your First Step on the Property Ladder?
At Apply Mortgages, we're passionate about helping first-time buyers achieve their dreams of homeownership. Our expert team is ready to provide the personalised advice and support you need to navigate the mortgage market with confidence.
Contact Apply Mortgages today for a no-obligation consultation. Let's start your journey to homeownership together.
First Time Buyer Mortgage FAQ's
Disclaimer: a mortgage is secured against your home. Your property may be at risk and repossessed if you are not able to keep up with the repayments on your mortgage or any other debt secured on the property. Mortgage deals may not be available and lending is strictly subject to individual circumstances and status.
Mortgage News & Articles
Information and Guidance
Independent Mortgage Solutions Provider
Serving property owners in and around London and the South-East
OUR WORK
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OUR TEAM
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JOHN DOE / PHP DEVELOPER
What I do for fun? Weekends away with friends. Peace, quite and space to be creative.
JANE DOE / GRAPHIC DESIGNER
What I do for fun? Hanging out with my best friend pretty much anywhere.
JACK DOE / LEAD DESIGNER
What I do for fun? Give me my skateboard and set me free.
JANE DOE / SOCIAL MEDIA GURU
What I do for fun? Find me a festival and some good music and let me loose.
OUR CLIENTS
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GET IN TOUCH WITH APPLY MORTGAGES
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CONTACT
Telephone: 0208 529 4545
Email: [email protected]
OUR OFFICE
Meridian House
62 Station Road
Chingford, London
E4 7BA
HOURS
Monday: 9:00 AM - 6:00 PM
Tuesday: 9:00 AM - 6:00 PM
Wednesday: 9:00 AM - 6:00 PM
Thursday: 9:00 AM - 6:00 PM
Friday: 9:00 AM - 6:00 PM
Saturday: 10:00 AM - 2:00 PM
Sunday: CLOSED