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Stamp Duty Calculator
(2025 Edition)
Apply Mortgages
Your Specialist London Mortgage Broker
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Stamp Duty Calculator UK
Easily Calculate Your Stamp Duty Costs
Purchasing a property in the UK? Our easy-to-use Stamp Duty Calculator helps you instantly estimate how much Stamp Duty Land Tax (SDLT) you'll need to pay. Save time, avoid surprises, and plan your property purchase effectively.
Latest News: Stamp Duty Relief Extension
As of the latest 2025 budget announcement, the UK government has extended Stamp Duty relief for first-time buyers, aiming to support affordability in the housing market. This relief could significantly reduce your initial property costs.
Stamp Duty FAQ's
Stamp Duty Land Tax (SDLT) is a government tax payable when buying property or land in England and Northern Ireland. Rates vary depending on the property's price and whether it's your first home, additional property, or an investment.
Stay informed with the latest SDLT rates:
- First-time buyers: No SDLT up to £425,000.
- Home movers: Standard SDLT thresholds starting at £250,000.
- Additional properties or buy-to-let: Additional 3% SDLT surcharge applies.
Use our calculator to find out exactly how these rates impact your purchase.
Our calculator provides a quick and accurate breakdown of your SDLT costs. Simply enter the property purchase price, indicate if it's a second home or buy-to-let investment, and see your SDLT instantly calculated.
- Instant Results: Quickly determine your Stamp Duty obligations.
- Comprehensive Breakdown: Clearly see costs for first-time buyers, movers, and additional property buyers.
- Updated Information: Regularly updated with the latest SDLT thresholds and news.
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EXCELLENTTrustindex verifies that the original source of the review is Google. We couldn’t recommend Apply Mortgages highly enough, and in particular, Kaan. From the very beginning, Kaan has been incredibly supportive and guided us through the entire process with genuine care. He’s been exceptionally responsive and available whenever we needed him, always providing clear information and answers almost immediately. What really stood out was his ability to understand our situation and find a mortgage product that worked brilliantly for us — including an option we simply wouldn’t have been able to access ourselves. Kaan is incredibly knowledgeable, but what makes him truly exceptional is that he’s also human, approachable and genuinely invested in helping his clients. We always felt listened to, supported and in very safe hands. A huge thank you to Kaan and the entire Apply Mortgages team for making what could have been a stressful process feel so much easier. We’ll be recommending Kaan and the team 1000% to anyone looking to purchase a property or remortgage. If you’re considering using a mortgage broker, look no further!Posted on GoogleTrustindex verifies that the original source of the review is Google. We had an outstanding experience working with Kaan at Apply Mortgages. From start to finish, Kaan was professional, knowledgeable, and incredibly supportive throughout the entire mortgage process.Kaan genuinely went above and beyond to secure the best outcome for us, and his dedication, expertise, and attention to detail were evident throughout. We couldn’t have asked for a better service. We highly recommend Kaan and Apply Mortgages to anyone looking for a trustworthy, responsive, and highly skilled mortgage adviser. Thank you for making the whole process such a positive experience. Will continue to recommend him to friends and family. 🙏🙏🙏🙏 From: Cansu and IbrahimPosted on GoogleTrustindex verifies that the original source of the review is Google. A 10/10 experience using Apply Mortgages. From start to finish, Kaan was incredibly professional, patient, and supportive, always taking the time to explain things clearly and guide us through each stage of the process. Our case involved a few complexities along the way, but Kaan handled everything with confidence and professionalism, helping us navigate challenges smoothly and ensuring we always felt informed and reassured. His attention to detail and commitment to finding the right solution truly stood out. We genuinely felt that he had our best interests at heart throughout. We’re extremely grateful for all the hard work and would highly recommend Kaan and the firm to anyone looking for a mortgage broker.Posted on GoogleTrustindex verifies that the original source of the review is Google. From now on, this is the only company we will be discussing our mortgage options with. They are extremely professional and provide outstanding support whenever needed, with instant and reliable responses throughout the process.Posted on GoogleTrustindex verifies that the original source of the review is Google. I had a great experience working with Kaan as my mortgage advisor. He was extremely efficient, always replied quickly, and guided me through every step with patience and professionalism. His expertise made the whole process much easier. I would definitely recommend him to anyone looking for a reliable mortgage advisor.Posted on GoogleTrustindex verifies that the original source of the review is Google. Kaan was great! He broke things down for me in laymen’s terms, which I really needed! He gave me options and tailored them to my specific needs when shopping for my mortgage renewal. Would definitely recommend his services!Posted on GoogleTrustindex verifies that the original source of the review is Google. I have worked with Kaan for quite a few years in a professional sense and have always found him to be exceptional. I have just used him for my personal case, and found him extremely knowledgeable, responsive and offered a very quick service from mortgage in principle to offer. I would highly recommend Kaan and his team to anyone looking to get a mortgage etc- my partner and I felt completely supported throughout the whole process. Thanks again!Posted on GoogleTrustindex verifies that the original source of the review is Google. I had an excellent experience working with Kaan as my mortgage broker. I highly recommend them to anyone looking for a reliable and trustworthy mortgage broker.Posted on GoogleTrustindex verifies that the original source of the review is Google. Apply Mortgages... What can i say... Excellent!!! From start to finish, they have been amazing, especially Kaan. Responsive, efficient and knowledgeable. These guys came highly recommended and will continue to recommend to everyone i know. Thanks guys !!Posted on GoogleTrustindex verifies that the original source of the review is Google. Kaan has gone above and beyond from day 1. He’s proactive and has made the whole experience seamless. Wouldn’t use anyone else and can highly recommend
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Make Confident Decisions with Expert Guidance
Navigating the mortgage market can be overwhelming, but you don’t have to do it alone. At Apply Mortgages, our experienced advisors are here to take the stress out of the process. After using the calculator, you may have more questions or need advice on which mortgage product best suits your unique financial situation.
That’s where we come in. Whether you're a first-time buyer, remortgaging, or expanding your property portfolio, we offer personalized, one-on-one consultations to help you understand your options and secure the best deal possible.
Book a free, no-obligation consultation today and let our experts guide you toward the perfect mortgage solution for your needs. We're with you every step of the way!
Disclaimer: a mortgage is secured against your home. Your property may be at risk and repossessed if you are not able to keep up with the repayments on your mortgage or any other debt secured on the property. Mortgage deals may not be available and lending is strictly subject to individual circumstances and status.
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